[Top 100] How to Save Money | Best Tips & Ideas for Saving

Have you ever been in a situation that you always spend all the money you have? Well, a lot of people have been there, done that. Wasting money and then feeling guilty is not a solution. Don’t worry because saving money is not that hard when you learn these ideal tips I’m going to share them below. Of course, you don’t have to memorize all this, just follow what you think is best for you. Below are some saving tips for you. Follow tips and you can achive the saving goals.

Save money on food

1. Stop eating out every day

Obviously eating out is much more convenient since you don’t have to cook yourself nor clean up after eating but it also costs more money. When you eat at a restaurant, you don’t only pay for your food but for the service, space too, that is why eating out is more expensive. If you choose to cook at home instead, you can save a huge amount of money.

2. Choose water over other drinks

It is clear that any other drinks look more attractive and delicious than water. But they are not only unhealthy but also waste more money. Maybe you think just one drink doesn’t cost that much but if you buy drinks every day it will add up very quickly. The next thing you know is that you spend a big amount of money on just drinks. If you really want to spend money, you need to cut off this. Sometimes when you need something different, you can take a look at Strike Force Energy to have some energy drink at a reasonable price.

3. Never waste any food

If you accidentally cook too much and you can’t finish it, don’t throw it away. You just need to split your food in half and then keep it in your fridge for later. Thus, the next meal you don’t have to spend any more on food because you already have leftovers. Or just keep it so that when you’re hungry again you can have a snack without spending a penny. In this way, you can spend more money than you thought.

4. Always make a grocery list

Ensure you make a grocery list before going to the supermarket and commit to that list. People often overspend because they don’t plan what to buy so when they get to the supermarket, they take everything that looks delicious and attractive. When you have that list with you, you only buy what you really need.

Another important thing is that make sure you have a light snack before going shopping because people tend to buy more food when they’re hungry. Just stick to your grocery list and you will save a lot more money.

5. Choose healthier food – They are also cheaper

Keep in mind that junk food is not only harmful to your body but also more expensive than healthy food. Moreover, high-calories food also costs more money than vegetables or fruits. People tend to choose unhealthy food that adds more calories but less nutrition like chips, soda, bakery items… Other nutritional foods are much more budget-friendly. Visit Califlour Foods to get food at a very reasonable price.

6. Buy products according to seasons

It’s obvious that food in season is usually cheaper because they are produced easier. For example, strawberries in season are like 10 times cheaper than in other seasons and they are also more tasteful. If you try to buy products when they are not in season, you have to pay the extra money for delivering and preserving.

7. Grow your own vegetables if possible

If you have a garden, you can spend more money on vegetables by growing them on your own. It will not waste too much time and it is also quite easy. You can grow what kind of veggies you like to eat according to the seasons. That way you will never have to spend money on veggies anymore. Moreover, eating the veggies that you grow yourself is healthier because you can be sure they don’t contain any pesticides or preservations.

8. Use recipes that don’t cost much money

Look for cheap recipes on the internet. There are many interesting websites that give you a recipe according to what you have in your fridge. Cheap recipes do not mean they can’t be delicious. Just give it a try and you will regret not knowing this earlier. You can save a lot of money and still enjoy your meal.

9. Stop eating fast food

This is the problem of many people. I can’t blame them because fast food does taste really good and they are also convenient. Regardless of that, they are low on nutrition and contain many unhealthy ingredients that will do harm to your health if you keep eating them for a long time. If you feel the need to have some snacks during the day, make your own snacks. Make your own potato chips from the potato that you grow. Don’t waste any more money on fast food. Why waste money on something that is unhealthy?

10. Make your drink yourself

There’s no need to go to the coffee shop for coffee or tea when you can make it easily at home yourself. I know they don’t cost too much but when they add up, it’s a huge amount of money. You can spend a little money on a coffee maker and then never have to go to the coffee shop again. Making tea is also easy since there are a lot of types of tea bags are sold at supermarkets at a very reasonable price. Or you can buy natural tea which is 100% eco-friendly at Buddha Teas. You will spend half your money on tea & coffee this way.

11. Try to cut off sugar

Sugar itself is not expensive at all but sugar that is contained in other products is really not cheap. For example sugar in chocolate, candy, cake, can be very expensive and cost a lot of money if you have a sweet tooth. Try to cut off sugar from your daily food because they are also not really good for your health when you consume too much. That way you will spend less and look better.

12. Use sales and coupons

Notice what foods are on sale is very vital when you want to spend money. Make your grocery list according to what is on sale so you don’t have to spend too much money on food and still get the nutritional meal you want. Sign up to be a member of some supermarket and when there is anything on sale you will be notified about that. If there is anything you like on sale, just stock up and keep it in your freezer for later use. Another best way to have the latest sales, deal, promo code is by visiting the Coupon Website. At CouponUpto, you can find many discount codes on food from many online stores all around the world.

13. Choose frozen veggies

Frozen veggies are usually cheaper than fresh veggies. It’s not that frozen veggies are not as delicious or have low quality but because fresh veggies must be delivered real quick to make sure they stay in their best conditions when they come to customers. But when it comes to frozen veggies, you don’t need to pay extra for fast delivery. That way you can still enjoy nutritional and tasteful veggies without spending too much.

Save money on healthcare

1. Choosing your healthcare plan carefully

When picking a healthcare plan for you and your family, don’t just look at the price, notice what that plan offers instead. Depending on your medical needs, and that of your family, a low-cost premium may end up increasing the total amount you spend on medical expenses during the year. It’s obvious that a healthcare plan with a higher price gives you more benefits than a cheap plan. If you select a policy that features a high deductible, you’ll end up paying far lower premiums. However, when you do experience a medical emergency, it will cost you a fortune in additional medical expenses not covered by your insurance.

2. Quit smoking

Obviously, that smoking costs too much money because cigarettes are not only very expensive but also do harm to your health. If you are addicted to smoking, you will constantly pay for cigarettes and have no savings. Moreover, when you get sick because of smoking too much, it will cost a lot more money for you to cure. Why spend money on something that slowly kills you every day?

3. Choose a healthy way to lose weight

If you have a problem with your weight, don’t think of diet pills. You can lose weight and don’t have to spend a penny by many natural ways. For example, you can lose weight by following a low-carb diet. You just need to focus on high nutritional food instead of high calories food and spend a lot more money because those high calories foods are expensive. Or you can try detox water. It is also quite easy to make, just look up the recipe on the internet and make your own detox water using fruits and veggies. When you drink that detox water, you get all of those natural benefits without the steep price tag.

If detox water is still too hard for you to make, just try green tea. It doesn’t only help you to lose weight but also make your skin look better. Green tea also tastes good and helps you to stay active during the day. If none of that works for you, you can try using herbs from 1st Chinese Herbs which provides herbs to help you lose weight at a low cost.

4. Workout at home

If you want to work-out at a gym place, it may cost a lot of money. Why wasting too much money when you can work-out at home by watching tutorials on youtube. There are many videos on youtube that guide you on how to practice at home without having to buy any equipment. If you feel the need to join a training course, an online course may cost little. Join an online course instead to spend more money. Dragon Door offers you many products that you need to work out, you can purchase things here and work out at home to save money.

5. Don’t be dependent on Vitamins and Supplements

Your body can consume vitamins from the food itself, don’t spend money buying vitamins or supplements your body can get from what you eat every day. It’s going to make your body become dependent on that and you will have to waste more money too. You can come to Clinical Guard where they provide you with home healthcare products that actually make you healthier and stronger.

6. Hunting for coupons and discounts

To save money on healthcare, it's important to hunting coupon codes. Now at Couponupto, we provide you a list of coupon websites where offer high-quality health products at affordable using coupons. Shoppers can get coupons for healthcare easily and quickly.

Save money on beauty

1. Paint your own nails instead of paying for a manicure

Manicure costs a lot of money no matter which salon you go to. Of course, you think going to get your nails done is so relaxing and you can be sure to always get the beautiful nails you want. But it’s not relaxing anymore once you spend like $100 on them. And manicure doesn’t even last long. You have to go get your nails done again at least twice a month to make sure they stay perfect because nails grow really quick. If you choose to use plastic nails, it may last longer but also cost much more money.

Don’t waste money on manicures when you can get your nails done yourself at home easily. Just buy a couple of nail polishes and paint your own nails. You will be surprised at how much money you spend a month.

2. Choose natural organic soap instead of shower gel

You probably think shower gel has a better scent and is also better for your skin. But nowadays there are a lot of types of soap which also have a great scent and even make your skin softer. More important, they are usually not as expensive as a shower gel. Not because of their quality but because they often come in a paper box instead of plastic bottles like shower gel, which makes them cost fewer.

3. Make your own body mist at home

Instead of spending a huge amount of money on body mist, you can make it yourself easily. That way you can spend a lot of money and have a one-of-a-kind body mist. An easy way to make your own body mist is that you just need to mix a bottle of baby lotion with some drops of your favorite perfume. Mix it up and you will have a body mist with a scent that is innocent and sexy at the same time.

4. Use beauty products you can create at home

Skincare products like masks can cost you a large amount of money. But you really don’t need to spend that much just for masks when you can make it on your own. For example, if you want a mask that keeps your skin hydrated, try using a cucumber mask or tomato mask. You just need a fresh cucumber or tomato and cut them into slices then put it in your face instead of using sheet masks which are expensive. This way you can save a lot money and still manage to follow your skincare routine. Or you can come to Embalm Skincare or Beauty By Earth to get beauty skincare products for a very reasonable price.

5. Do a makeover for free

Sometimes when you want to make a change in your appearance, you think of using different make-up products immediately. But that is not necessary because your current make-up products can do just the same. You just need to look upon the internet to find another way of mixing it together.

If you do not own any make-up products, you can go online upload a photo and “try on” whatever you would like through the use of special effects and filters. After you find the perfect combination of beauty products, you can buy those at Juno & Co and know that you’ll be using them for a long time.

In addition, there are many beauty brands that offer the best beauty coupons for shoppers. So it's also a chance for saving.

6. Dye your hair at home

Dying your hair is really expensive no matter which salon you go to. If you choose cheap hair dye products for your hair, it may destroy your hair later. The best way to have your hair dyed and save money is by doing it at home. You can buy high-quality hair dye products at Arctic Fox which provides vibrant, cruelty-free, vegan semi-permanent hair dye. It is free of harsh chemicals and conditions your hair as you color. Once you get a good hair dye, you just need to dye your hair in the way you like it without having to go to a salon and waste a lot of money.

7. Whiten your teeth at home

Many people tend to go to the dentist when thinking of whitening their teeth but that is not necessary. There are many ways of whitening your teeth at home and they cost very little money such as using natural remedies. You can get the ingredients for less than $10, and you can turn your teeth anywhere from slightly-whiter to “celebrity white”. There are a lot of methods people posting on the internet. If you still want to get whitening products, you can take a look at Smile Direct Club. They provide those products at a low cost with many new coupons and discounts.

Save money on clothing

1. Try to minimalize your closet

Don’t buy too many types of clothes or some kind of clothing that you can only wear to a special event like Halloween. Because you can only wear that outfit for one time a year and you can’t even wear that again in the next year. You don’t need to waste that much money on some pieces of clothes that you can only put on once.

More importantly, you can minimalize your closet by buying some must-have items that can mix and match together in many different ways. That way you will not have to buy too many clothes yet you can still have different styles every day. Some items that can be mixed in many ways that you need are a white/black T-shirt, a pair of jeans…

2. Looking expensive without really having to spend money

It’s obvious that your outfit will look more expensive when you try to mix clothes with the same color such as a set of clothes that is only in black or white color. Another tip is that you should pick clothes that fit you, that will make it look like you wear designer clothes even though you don’t have to spend that much money.

3. Sell what you don’t wear anymore

You should go through your closet at least once a year. If you only wear that once since you bought it, you don’t need it in your closet anymore. You just need to take a good photo of it then put it on social media to sell it. A lot of people tend to keep clothes in their closets even though they never wear it. If you keep them for too long, it will become old-fashioned. Thus, you can’t sell it at a good price anymore. You have to let go of these clothes to get the others.

4. Take care of your clothes

Even though your clothes may be labeled machine washable, try not to put them in the washing machine too often. No machine can keep your clothes in good condition like when you wash them by hand. For delicate items or clothes that might shrink, hand wash. Take care of your clothes and you’ll get years of use out of them.

5. Buy clothes out of season

Don’t try to keep up with trends because fashion changes really fast. If you don’t have any money, try buying clothes at the end of the season, that’s when there are a lot of sales and the price is so much cheaper. You can save a ton of money if you buy clothes for later use, like a coat in summer or a bikini in winter.

6. Reuse old clothes

If there are any clothes that you can’t wear anymore nor sell, make them into something else that is useful. For example, you can cut an old t-shirt then use it for cleaning or you can cut old jeans and make it short. You can also turn an old big hoodie into a shirt and a skirt.

7. Don’t buy it just because it’s on sale

How many times you buy some clothes just because they are on sale and then never wear it. A lot of people have been there, done that too. It’s a trap to trick you into buying things you (seriously no one) need. Those clothes are usually in bad condition or simply they are just not your type but you buy it because they are too cheap. Maybe it really doesn’t cost too much but it does add up.

8. You don’t need high-end workout clothing

You really don’t need to buy workout clothing from a famous brand. Some small local brands offer the same clothing at a much lower price. You are still going to work-out the same whether you wear a normal workout outfit or a fancy outfit. And you only wear that for a couple of hours, so there’s no need to buy expensive clothing just for that. You can go to Luckless Outfitters to get some cool workout clothes at a low cost.

9. Buy high-quality basic clothing

There are some special items that you are going to wear a lot because they are easy to mix and match with other clothing. You should buy it from a high-end store because it will have better quality and last longer than the cheap clothing. If you choose the cheap one, it is going to be old very quickly and then you will have to buy new clothing. For example, shoes are one of the things that you need to spend more money on. A good pair of shoes can last for years and it is much more comfortable when you wear a high-end pair of shoes. It is even cheaper than having to buy new cheap shoes every month.

10. Borrow what you only need once

If you need to wear something once just for a special occasion, borrow it from your friend instead of spending a lot of money buying it. If your friends don’t have what you need, you can rent it from renting a store, it’s so much cheaper than buying.

11. Don’t rent what you will wear more than once

In opposite, if you know that you need to wear that kind of clothing more than once, don’t hesitate to buy it right away. It costs a lot cheaper than having to spend money to rent it every time you wear it. You can visit Eric Dress to find the pieces of clothing that you need at a very reasonable price.

12. Make a list before going shopping

Next time you go shopping for clothes, plan what you are going to buy first. Make sure that what you buy can mix and match with other clothes in your closet. People always make mistakes buying unique clothing but can’t mix with any other thing.

13. Buy clothes that fit now

Always buy clothes that fit you at the moment, don’t try oversize things or something a few sizes smaller because you think you are going to lose weight later. This is so tricky because you may never lose weight. Even if you manage to lose some weight, you may not like that clothes anymore.

14. Looking for discounts

Last but not least, always check if the clothing you’re looking for is on sale or not. I know many stores that often offer discount codes, such as Get Your Pretty On, Milk and Baby…

Save money around the house

1. Repair things on your own

When something breaks in your house, don’t think of calling a repairman first. Try to figure it out yourself, find out what is wrong with that and see if you can fix it by yourself or not. Getting a repairman to your house may cost a lot and you really don’t need to pay that much to get things fixed if you can do it yourself.

2. Replace paper napkins with cloth napkins

You may think some paper napkins don’t cost that much but they do add up. You will waste a lot of money if you use paper napkins for everything. High-quality paper napkins are not only expensive but also do harm to the environment if you use too much. With cloth napkins, you can purchase at a very reasonable price and they are also reusable. Just wash and dry it then you can use it again. This will save you a lot of money.

3. Choose energy-efficient appliances

When buying appliances for your house, choose the ones that consume less electricity. Maybe they are a little more expensive but in the long term, it will help you save a lot of money on the electricity bills. Remember to replace the old appliances too because they often consume more energy than the new ones.

4. Relax for less

Try some ways of relaxing that costs no money like reading, listening to music, meditation, going for a walk… instead of going to some fancy places or going shopping for things you probably don’t need later.

5. Make your own cleaning products

Keeping your house clean also costs a lot of money if you pick high-quality products. It’s obvious that those products may seem more efficient and help you clean your house easier. But you can make some products on your own using natural ingredients. They are even safer and healthier for you to use while cleaning your house since they contain no chemicals. If you make effort to do it all yourself, you will save so much money and still manage to keep your house clean. You can also go to Inspire Uplift to purchase cleaning products at a low price.

6. Use less water

Try not to use too much water if it isn’t necessary. It’s not that you have to make yourself feel inconvenient. Maybe you just need to drop some habits that wastewater. Remember to turn off the faucet when you don’t need to use it. A lot of people tend to let the faucet run when they are brushing teeth, you don’t need to do that. Turn it off to save water. Or if you always let the shower run for minutes to see when it gets warm, just turn it on for a few seconds to check and then check again until it’s warm enough to shower.

7. Reduce Air Conditioner cost

Running the Air Conditioner all day may cost you a lot of money on the electricity bill. You really don’t need to do that to keep your house cool. Turning a window AC unit from High to Low can lower its energy expenditure by up to 30%. When you need to use the AC, turn your central AC up just two degrees can lead to 15% savings in energy expenditure.

8. Decorate your house on your own

Seeing many house decoration suggestions on the internet may make you want to do a makeover for your house. Don’t think of going shopping for everything they recommend when you can make it yourself. You don’t need new luxury stuff when you can create a lot of cute stuff on your own. Plus, if you are not good at making things, you can try to follow minimalism, just a few flowers can make your house look better. You can get flowers at Flowerstore.ph because they always offer many coupon codes. That way you don’t need much stuff but still, manage to make your house different.

9. Redecorate your bedroom with a small budget

You don’t need to spend much money to make your bedroom different. Buy a new set of sheets for your bed and it will look like a brand new bed. Then you can get some new wallpapers that match your new bed sheets color. That way you don’t need to waste any money but still get your bedroom decorated. Moreover, there are many famous retailers like Walmart, Target, Amazon, Best Buy that offer many coupon codes around the year. You can take advantage of those discounts to save more money.

10. Stop buying bottled water

Buying bottled water may seem convenient and doesn’t cost much money but it adds up real quick since we have to drink a lot of water every day. Get a water filter instead. At first, it will cost you quite a lot of money to get a water filter but you can use it for years and you don’t have to waste money on bottled water anymore.

11. Use solar light

One good way of reducing your electricity bill is using solar light during the day. Daylight is also better for your health.

12. Keep your freezer full

A full freezer consumes less energy than an empty one. You can put water bottles or water bag in your freezer to keep them occupied.

Save money on travel

1. Looking for discounts

This is a simple tip but can help you save a lot of money. Check for discounts or free entrance before you visit any museums, parks and then plan your trip according to it. Some museums may be really expensive if you go on the weekend or on holiday. You should check some travel agencies like Travelocity, Onetravel to see if there are any good packages

2. Talk to the locals

This is very important when you travel somewhere far from where you live. If you don’t know anything about the place you’re going to visit, you may not know what restaurant is good and has a reasonable price or which place is okay to live in. You should talk to the locals to ask for advice and tips to spend the least you can.

3. Spend more time in fewer places

Traveling from one place to another may cost you more money for transportation. Thus, you should spend more time to explore the place better and take more photos of it. You may find things that other tourists don’t see and it even costs you less money since you don’t have to waste money on transportation. Taking too many flights, bus trips, train journeys, and driving long distances can really eat into your budget. So slow down, take more in, and discover all the cool free stuff.

4. Book your flights in advance

Book your flights soon if possible, give yourself the best chance to capture the cheap flights that they offer. If you book your flight too close to your flight dates, you may have fewer choices and end up having to pick some expensive flights.

5. Rent an apartment instead of staying in a hotel

If you travel with friends or family, it’s a lot cheaper when you rent a whole apartment for everyone to stay together. In that apartment, there will be a kitchen so you can save money on food. You can go on AirBnb to find an apartment for rent at Miami with a reasonable price.

6. Check for family deals

A lot of hotels and tours offer you many great deals when you go with a group or family. Remember to ask about discounts for children or big groups.

7. Take care of your car to prevent maintenance costs

If you travel by car, it will cost a lot if your car broke down in the middle of the way. So remember to take care of your car daily to make sure you don’t need to pay for repairs. One of the repairs, such as the transmission, are astronomically expensive. Even if you have a cheaper or older car, you are still going to be shelling out money for expensive parts.

Of course, you can always be sure that your car never breaks down, but if you try to keep it in the best conditions, chances are it will not likely break down in the middle of your trip. Torque Detail provides many products to help you keep your car in better condition.

8. Invest in an affordable car instead of a fancy car

A good car doesn’t mean it has to be luxurious. Those types of cars may be really expensive when you need to repair them or when you need to change some parts of the car. Pick a good normal car if your budget is small. It will not cost too much for repairs.

9. Walk if possible

If you need to move from one place to another which is close enough, try walking instead of calling a cab or driving. You can enjoy nature and also save a big amount of money on transportation.

10. Plan your holiday at a cheap destination

Some vacation spots are much more expensive than others such as the places that are new and going viral on the internet. In that case, a lot of people will want to visit that place. As a result, they will charge you a much higher price than other places. Don’t worry because a less-expensive vacation spot doesn’t need to mean that you’re going on a less-enjoyable vacation.

If you choose the right cheap travel destinations, it will not cost you too much and these places tend to be less crowded since people are all going to expensive places. That way you may have that place for yourself.

11. Sleep during transportation

When you travel by train, bus or plane, plan to start your trip at night so you can sleep during traveling. That way you won’t have to pay for a rental for that night and you also don’t waste time on transportation since you’re sleeping on the way.

12. Rent a bike

When you get to your destination, rent a bike to travel around that place. It will cost you less money than traveling by taxi and it’s even better for your health. Moreover, you can enjoy the weather if you go by bike.

13. Try eating out

Avoid eating at the hotel you are staying in. Normally they will offer meals for customers who stay there. But the prices there are always exorbitant and they are not even delicious. Ask the locals for a good and cheap place to eat. That will save you a lot of money.

14. Bring your own drinks

Purchase your alcohol before traveling. That way, you won’t have to buy drinks at the hotel, which is very expensive.

15. Improve the Efficiency of Your Car

When taking road trips make sure your car is operating efficiently and is in the best condition. Some tips:

Check the pressure of your car tires.
Drive slower.
Use the right oil to increase mile usage.
Watch your luggage – the heavier the car the more fuel you’ll use.
Pack inside your car not on top.
Enjoy the free stuff

There are a lot of things you can do at a place without having to spend a penny, such as:

See a street fair, concert, or cultural event.
Catch a magnificent sunset or sunrise
Take a walk or bike ride.
Play in the park.
Free movie screenings in local cafes and hostels
Swim at the beach or lake.
Climb a mountain.
Visit a market.

Personal Finance Tips

1. Payless for rent

The price for rent is raising every day, many people spend half of their salary on rent. You could reduce that cost for other important things.

You can negotiate to get yourself the best price. A simpler way is finding yourself a roommate to share the rent cost with you. That way you will save a lot of money on rent. You can even get a nicer apartment at a lower price if you have a roommate.

2. Try to save money to get your own house

No need to pay for rent once you have your own house. It will take a long time until you get enough money to buy yourself a house but it is going to be worth it. Owning a house can help you save a lot of money on rent.

3. Track Your Net Worth

Your net worth - the difference between your assets and debt - is the big-picture number that can tell you where you stand financially. Keep an eye on it, and it can help keep you apprised of the progress you’re making toward your financial goals - or warn you if you’re backsliding.

4. Move to a smaller apartment

If you find it hard to get a roommate to share your apartment, move to a smaller one to save money. Living alone in a big fancy apartment is not necessary, you just need a cozy small apartment for yourself that fits your budget better. You could probable get on with fewer rooms and better organization. Plus, you will also pay less for decorations when your apartment is smaller. In addition to your savings, you may be more comfortable in a small apartment.

5. Move to the countryside if possible

If there is nothing in the city holding you back, try to move to the countryside, where the air is fresher and the cost is a lot cheaper. When you live in a city, everything is more expensive. You may be struggling to pay for rent and service. Even living in the suburbs will cost you less money.

6. Create a budget and stick to it

Create a budget that points out exactly how you are going to spend the money for the whole month. With a realistic budget, you can divvy up your income safely between expenses and spending money. That way you won’t spend all your money before the end of the month.

Throughout the month, you will know exactly how much you have spent and how much you have left. You’ll have money for the things that you want - and you’ll ensure that you set aside the money for the things that you need.

7. Build an emergency fund

Save a little extra money for emergency situation and don’t use it for any kind of entertainment. You should always have money set aside for unexpected expenses to avoid having to borrow money. Just save a little money every month so when something happens you can have an amount of money to deal with it.

8. Try not to use credit cards

A credit card is a blessing and also a trap if you don’t use it wisely. You should aim to use your credit card as little as possible because what you spend with a credit card will add up very quickly. You may be in huge debt before you even notice. When you use it, make sure that you use it in a wise way.

9. Sell products that you don’t use anymore

Once a month, check all stuff in your house to see if there is anything that you don’t need anymore. Selling these things will earn you a little money but it will add up too. Moreover, selling unwanted things also helps to make your house look more organized.

10. Teach your kids to save money

If you already had kids, it’s important to teach them how to save money too. At first, you can teach them some simple tips like how to save electricity and water. Teach them to respect money as you do and everyone will benefit from that.

11. Sharing the living costs with your partner

If you have a boyfriend/girlfriend, you can consider moving in with him/her to spend more time together and share the living costs. You guys can rent a bigger apartment and still save more money.

12. Save and invest money in the future

Put aside a little money every month. When you have a huge amount of money, you can think of investing it in something to make more money. For example, you can invest in the online market, which is a safe way to invest money. Once you decide to start your own business, you can take a look at SellerChamp where they provide you with tools that help to grow and automate your business.

13. Develop new skills to save money through reading

Nowadays there are a lot of books that show you how to save money effectively. The tips I give above maybe not enough. An author’s perspective may give you more tips that I didn’t think of.

14. Attend an online course

An online course fee is much lower than that of school and you can learn from anywhere in the world. You will get valuable knowledge that can help you get employed and make more money. When you join an online course, you can save money on tuition and also help yourself to get paid more in the future. For example, you can come to Organic Life Guru to find an online course for smart organic growers.

Save money on entertainment

1. Have fun for free

You don’t need to spend much money to go to some fancy places to have fun. Of course, having a lot of money in your pocket is so much fun but it doesn’t mean you can’t have fun with little money. There are many exciting activities that are totally free. For example, you and your friends can go to a park for a picnic with food prepared at home, or you guys can just stay at home watching Netflix and enjoy the snack you make by yourself. That way you can save a lot of money for other important things instead of just having fun.

2. You don’t need a big fancy wedding to be happily married

If you are getting married and think of a fairytale wedding, chances are you don’t really need to spend all your money to celebrate a wedding like that. Set a budget you can afford for your wedding to save money for the future. You can save on everything from the dress to the catering, and sometimes, the savings are so big that you will be able to reduce your budget or upgrade other services.

3. Plan your birthday in advance

Doing everything at the last moment will lead to high costs. Choose a place that fits your budget carefully and book in advance to make sure you get that place for your birthday. Prepare everything for your birthday party at least a week before your birthday to make sure that you get all stuff at a reasonable price.

4. Share your premium Netflix account with your friends

If you want to get the premium package of Netflix, you should share it with your friends to save more money. Because that premium package allows 4 people to watch Netflix at a time. That way you will save a lot of money every month and still get to watch movies of high quality.

Conclusion

All these tips above will help you to develop simple and realistic strategies that make it easier for you to achieve all your short and long-term saving goals. Follow these guides and you will be surprised by the results you get. In addition, visiting Couponupto to get the best coupons and discounts before shopping for anything you need. A wide range of student discounts, military discounts, ... are also avail here. The site always tries to bring the best saving solutions for customers all around the world.